Mortgage Calculator

Estimate monthly payments, compare two scenarios side by side, and see how extra principal cuts years and interest off the loan. No signup required; a purchase or refinance scenario can include property tax, insurance, mortgage insurance, HOA dues, and an extra monthly payment.

Initial Fixed Period

Enter your initial fixed-rate terms on the left. The panel takes Home Price and Down Payment on a purchase, or a single Loan Amount on a refinance, plus Initial Rate (Fixed), Fixed Term, and Amortization Period. Below the inputs it shows the Fixed Period result, and a Fixed period amortization table once the entries are complete.

Re-Amortization

The remaining principal balance after the fixed period automatically carries over to the right for re-amortization. Remaining Balance is read-only and holds the balance after the fixed years, while Adjusted Interest Rate and Remaining Amortization are yours to set. Property Tax / yr and Insurance / yr stay linked from the fixed-period panel until you edit them, and a relink control puts them back.

Loan Solver

Calculate one missing loan value from the details you already know. Choose what to solve for, enter the other required values, and read the green calculated field. It solves for loan amount, rate, term, P&I, or current balance.